کشاورز حداد، غلامرضا و امیرخانلو، منیره (1390). «اطلاعات نامتقارن در بازار بیمة اتومبیل ایران»، نامة مفید، 131 ـ 158.
شرزهای، غلامعلی و ماجد، وحید (1386). «انتخاب مساعد و امکان استقرار قراردادهای سازگار اطلاعاتی: شواهدی از بازار تصادفات بیمة اتومبیل ایران»، مجلة تحقیقات اقتصادی، 42(80): 75 ـ 100.
عبدلی، قهرمان (1385). «اطلاعات نامتقارن و قراردادهای سازگار اطلاعاتی و کاربرد آنها در بیمة اتومبیل: مورد ایران»، مجلة تحقیقات اقتصادی، 41(75): 21 ـ 44.
مطلبی، سیدمحمد موسی (1382). «انتخاب مساعد و کارایی در بازار بیمة اتومبیل»، فصلنامة صنعت بیمه، 3، 69 ـ 92.
A. Akerlof, G. (1970). The Market for Lemons: Quality Uncertainty and the Market Mechanism, The Quarterly Journal of Economics,84, 488-500.
Abbring, J., Chiappori, P., Heckman, J. & Pinquet, J. (2003). Adverse Selection and Moral Hazard in Insurance: Can Dynamic Data Help to Distinguish?, Journal of The European Economic Association, 1(2-3): 512-521.
Abbring, J., Chiappori, P. & Pinquet, J. (2003). Moral Hazard and Dynamic Insurance, Journal of the European Economic Association, 1(4): 767-820.
Chiappori, P. & Salani, B. (2000). Testing for Asymmetric Information in Insurance Markets, Journal of Political Economy,108, 56-78.
Cohen, A. & Siegelman, P. (2010). Testing For Adverse Selection, The Journal of Risk and Insurance, 77, 39-84.
Cohen, A. (2005). Asymmetric Information and Learning in the Automobile Insurance Market, Review of Economics and Statistics, 87, 197-207.
De Meza, D. & Webb, D. (2001). Advantageous Selection in Insurance Markets, Rand Journal of Economic, 32(2): 249-262.
Dionne, G., Gouriéroux, C. & Vanasse, C. (2001). Testing for Evidence of Adverse Selection in the Automobile Insurance Market: A Comment, Journal of Political Economy,109, 444-473.
Dionne G., Michaud & Dahchour, M. (2004). Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France,
http://ssrn.com/abstract=583063
Dionne G., Michaud & Dahchour, M. (2010). Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France,http://ssrn.com/abstract=1673381
Dionne G., Michaud & Dahchour, M. (2013). Separating Moral Hazardfrom Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France, Journal of the European Economic Association, 11(4): 897-917.
Heckman, J. (1981). The Incidental Parameters Problem and the Problem of Initial Condition in Estimating a Discrete-Time Data Stochastic Process, In: C.F. Manski & D.MacFaden (eds), Structural Analysis of Discrete Data with Econometric Applications, Cambridge: MIT Press.
Hemenway, David (1990). Propitious Selection, Quarterly Journal of Economics, 105, 1069-1073.
Israel, M. (2007). Do We Drive More Safely When Accidents Are More Expensive Identifying Moral Hazard From Experience Rating Schemes?, Mimeo, Wharton School, University of Pennsylvania.
Koufopolous, K. (2007). On the Positive Correlation Property in Competitive Insurance Markets, Journal of Mathematical Economic, 43, 597-605.
Puelz, R. & Snow, A. (1994). Evidence on Adverse Selection: Equilibrium Signaling and Cross-Subsidization in the Insurance Market, Journal of Political Economy, 102, 236-257.
Richaudeau, D. (1999). Automobile Insurance Contracts and Risk of Accident: An Empirical Test Using French Individual Data, The Geneva Papers on Risk and Insurance Theory, 24,97-114.
Rothschild, M. & Stiglitz, J. (1976). Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information, Quarterly Journal of Economics, 4, 629-649.
Saito, Kuniyoshi (2006) .Testing for Asymmetric Information in the Automobile Insurance Market Under Rate Regulation, Journal of Risk & Insurance, 73(2): 335-356.
Wooldridge, J. (2000).. A Framework for Estimating Dynamic, Unobserved Effects Panel Data Models with Possible Feedback to Future Explanatory Variables, Economics Letters, 68(3): 245-250.